When I was a kid and our family’s new car was on the wrong end of a freak hailstorm, my father lamented that you’d have to have a crystal ball to know how much repairs would cost, when the work…

When I was a kid and our family’s new car was on the wrong end of a freak hailstorm, my father lamented that you’d have to have a crystal ball to know how much repairs would cost, when the work…